And right now those after-Christmas sales lure us like a siren call. But I’ve learned the hard way that is doesn’t really matter how good the sale is, I still have to ask this question, “Do I need it or do I want it?”
If I want it, I have to think about what I’m spending, not what I’m saving. 50% off means I still have to pay the other 50%!
Of course, if I need it, I’m thrilled. Mark and I have worked on a spending plan and it sure helps when I’ve already planned to spend money and I’m able to save some of that money with a good sale!
But this year, I’ll resist the sale on winter clothes. It’s not in my plan.
And you know, honestly, having a plan feels even better than finding a good sale!
What about you? What strategies do you use to keep spending under control?
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