Living With Less: Keeping a Balanced Checkbook

A couple of weeks ago our daughter Anne was having trouble getting her checkbook to balance.  She went over and over it and finally decided to go to the bank to inquire about some discrepancies.  She began to explain to the teller some of her concerns. ...

Living With Less: The Power of Cash

My walking partner, Crystal, and I were talking last night about the power of cash in a “less is more” budget.  It’s a lesson that Mark and I have learned the hard way, blowing budget after budget using our debit card and losing track of just...